No Personal Guarantee Business Loans


When initiating a small business loan of any type, it is fairly common to hear about a PG, or personal guarantee. A personal guarantee on a business loan is something that must be understood before agreeing to sign on the dotted line. A personal guarantee for a business loan allows a lender to use the borrower’s personal assets as security on the business loan. Basically, if a borrower cannot pay the loan back, the lender may seize personal assets, garnish wages, levy judgments and collection activities, and even foreclose on a borrower’s home. This is a substantial risk to take for a newer business, and places the borrower at great risk should anything happen with the business.

Benefits of A No Personal Guarantee Loan

For most borrowers, the idea of attaching personal assets to a business loan as a guarantee is a scary proposition. Businesses can have rough times, and the last thing you want to do is put both your business and your personal assets at risk. Some lenders will not entertain lending to a business owner with poor business credit and will require a personal guarantee. The important consideration in this case is to understand the risk involved when tying up your personal assets to the business. For most, it isn’t worth the risk. The trick is to find a lender that will provide a small business loan without a personal guarantee.

No Personal Guarantee Loans are Available at

At we specialize in connecting lenders and borrowers in a safe and efficient forum. If a no personal guarantee loan is what you seek, apply today and within five minutes we will find a lender that can meet your specific business needs. Cash flow is an important thing to manage in any business, and having access to cash within a matter of days – without a personal guarantee, is vital. Apply today and see how easy it is!