Retail Store Loans


Retail is a tough business. Competition is fierce, trends can change quickly, and the availability of a deep stock of inventory is of paramount importance to the consumer. Add in a rather transient workforce, expensive fixed costs, and you have a recipe for a cash flow problem. Even those with highly lucrative and productive retail store businesses find that cash flow problems can still exist when faced with the myriad of expenses that surface on a daily basis. The goal is simple – be prepared and priced appropriately for your customers, and try to drive in as much new business as possible. Sounds easy right? Sometimes it is easy, but it is always costly.

Retail Stores Offer Unique Challenges to Cash Flow

Retail stores of all sizes share some commonality in terms of the types of ongoing costs and surprise expenses they may endure. The following is a brief list of some of the expenses a retail storefront may see:

  • Payroll
  • Cleaning and Maintenance Charges
  • Equipment Repair
  • Utilities
  • Inventory
  • Fixture Replacement
  • Marketing/Advertising
  • In Store Promotions
  • Taxes

Though not a comprehensive list, it is easy to see how a retail store may experience cash flow concerns. So, whether looking for a startup loan, or a specific small business loan for retail stores, your cash flow situation is about to get much less stressful!

How Will Ease Cash Flow Concerns in My Retail Store? specializes in providing short-term loan solutions to retail stores. The goal is simple – minimize stress and concern around cash flow so that you can maximize the effectiveness and profitability of your retail establishment. The easy-to-complete process begins with an online application on our secure site. After completion, will match your business with a lender that can help ease your short-term business borrowing needs. Once a lender is selected, we will provide a loan offer based on your past sales figures. Repayment options are based on current daily sales trends, so your payment will never contribute to another cash flow problem. We are here to solve your short-term retail store financing needs. Apply today!